Sarah Brewer

Sarah Brewer

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$620,000

($303,528 down)
FHA

18085 E 107th Place, Commerce City, CO 80022

4
4
2,996 sqft
PITI Monthly
$2,848.11 /mo

Listing courtesy of: Pamela Mayka, HomeSmart

Assumed Rate

4.33%
7.15%

Principal & Interest

$1,817 /mo
$2,471 /mo

What's Special

LARGE CENTER ISLAND
SPACIOUS
MODERN
STAINLESS STEEL APPLIANCES
FIREPLACE
WALK-IN CLOSET
FINISHED BASEMENT
HOME OFFICE
PATIO
LANDSCAPED
SECOND HOME

Welcome to 18085 E 107th Place – Nestled in the sought after Reunion community a stunning, move-in-ready home with 4 bedrooms, 4 bathrooms, and over $65,000 in upgrades. This thoughtfully designed home is an unparalleled blend of elegance and functionality featuring a spacious open-concept layout with durable LVP flooring, a striking black shiplap fireplace, front entry custom drop zone and expansive windows that fill the space with natural light. The Gourmet kitchen with a gas range is both stylish and functional, offering full-height cabinetry, quartz countertops, a large center island, stainless steel appliances, and a sleek 3D tile backsplash—perfect for hosting or everyday living. The front home office includes built-in desks and shelving, creating an ideal workspace. Upstairs, enjoy a flexible loft space, well-appointed bedrooms, and a luxurious primary suite with a beautiful bathroom that includes dual vanities, a walk-in shower, and a walk-in closet. The finished basement provides additional living space with a large rec room, custom dry bar with shelving and beverage fridge, gorgeous bathroom, and a bedroom with closet—ideal for guest accommodations, a second home office, or workout space. Upgrades continue throughout the home with designer lighting, board and batten detailing, built-in storage solutions, and a stylish laundry room with custom shelving. This residence boasts meticulous attention to detail elevating both comfort, aesthetics and functionality. Outside, relax under the covered back patio, beautifully landscaped yard, and take advantage of the plumbed gas line for direct connection to your grill and the storage shed for extra convenience. The home’s clean, modern exterior and inviting front entry complete the package. Ideally located with easy access to parks, trails, and commuter routes, this home combines elevated finishes with functional living, not just a place to live; it's a place to thrive.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.33
Remaining Loan Term
22 years, 11 months
Monthly PITI
$2,848.11/mo
Estimated Loan Balance
$389,507
Cash to close
$303,528
Interest Paid
$105,101

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 4
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Living Room
  • Flooring: Carpet

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Frame
  • Roof: Composition
Condition
  • Year Built: 2018
Details
  • Builder: Shea Homes

Community & HOA

Community
  • Subdivision: Reunion
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Reunion Metro District
  • HOA Amenities: Unknown
  • HOA Fee: $109.5
  • HOA Frequency: $Quarterly
Location
  • Region: Commerce City

Financial Details

  • Price per Sqft: $206.94
  • Tax Annual Amount: $7269
  • On Market Date: 2025-05-01T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $303,528 (49%)
You can enter any amount below - secondary financing will cover the difference if needed.
49%
$

You cover the entire equity of $303,528!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.33% Sellers Rate
$316,472
Your Cash$303,528
Total Purchase Price:$620,000

Assumed vs Traditional Mortgage

Assumed @ 4.33%
$1,817/mo
Traditional @ 7.15%
$2,563/mo
You save $746/month ($8,952/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC2173613

Listing From: recolorado

Last updated: 2025-05-01T07:17:24.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.33%
7.15%

Principal & Interest

$1,817 /mo
$2,471 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $303,528 (49%)
You can enter any amount below - secondary financing will cover the difference if needed.
49%
$

You cover the entire equity of $303,528!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.33% Sellers Rate
$316,472
Your Cash$303,528
Total Purchase Price:$620,000

Assumed vs Traditional Mortgage

Assumed @ 4.33%
$1,817/mo
Traditional @ 7.15%
$2,563/mo
You save $746/month ($8,952/year)

*Secondary financing rates are an estimated value based on input

Follow Us
HomeSmart
Agent/Broker
Sarah BrewerHomeSmart(719) 257-3753cosoldbysarah@gmail.comMLS 100088237

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than HomeSmart are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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