Sarah Brewer

Sarah Brewer

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$740,000

($373,894 down)
VA

5506 Water Avens Drive, Castle Rock, CO 80104

2
2
1,919 sqft
PITI Monthly
$3,134.85 /mo

Listing courtesy of: Taylor Wilson, Compass - Denver

Assumed Rate

6.34%
7.15%

Principal & Interest

$2,329 /mo
$2,530 /mo

What's Special

DINING
MODERN
STAINLESS STEEL APPLIANCES
FIREPLACE
FINISHED BASEMENT
PATIO
CLUBHOUSE
FITNESS CENTER
COZY
55+ COMMUNITY

Nestled in the heart of Montaine, Castle Rock’s premier 55+ community, this nearly new Whitley model ranch blends modern comfort with effortless elegance. Just steps away from the clubhouse. Very gently lived in, this home is better than new with many upgrades not found in builder models or neighboring homes; upgraded window treatments, custom build mud room to name a few. Sunlight spills into the open living space, where a sleek kitchen—quartz countertops, stainless steel appliances—flows seamlessly into the dining and family rooms. A cozy fireplace and built-in cabinets invite quiet evenings or lively gatherings. The primary suite is a retreat, complete with a spa-like walk-in shower and generous his and hers closet spaces. A second bedroom and a versatile study offer room to dream, work, or welcome guests. An unfinished basement is great for storage, or additional living space to finish out. Outside, the extended patio offers additional entertaining or dining space, framed by fresh landscaping. With resort-style amenities—pickleball courts, a clubhouse, a fitness center, organized community events and an outdoor pool—this is more than a home. It’s a lifestyle.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.34
Remaining Loan Term
28 years, 1 months
Monthly PITI
$3,134.85/mo
Estimated Loan Balance
$366,888
Cash to close
$373,894
Interest Paid
$45,039

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air, Natural Gas
Features
  • Materials: Frame, Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Living Room
  • Flooring: Carpet, Tile, Wood

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Frame, Wood Siding
  • Roof: Composition
Condition
  • Year Built: 2022
Details
  • Builder: Toll Brothers

Community & HOA

Community
  • Subdivision: Montaine
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Regency at Montaine
  • HOA Amenities: Unknown
  • HOA Fee: $210
  • HOA Frequency: $Monthly
Location
  • Region: Castle Rock

Financial Details

  • Price per Sqft: $385.62
  • Tax Annual Amount: $7075
  • On Market Date: 2025-05-01T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $373,894 (51%)
You can enter any amount below - secondary financing will cover the difference if needed.
51%
$

You cover the entire equity of $373,894!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.34% Sellers Rate
$366,106
Your Cash:$373,894
Total Purchase Price:$740,000

Assumed vs Traditional Mortgage

Assumed @ 6.34%
$2,329/mo
Traditional @ 7.15%
$2,625/mo
You save $296/month ($3,552/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC9087857

Listing From: recolorado

Last updated: 2025-05-01T07:17:22.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.34%
7.15%

Principal & Interest

$2,329 /mo
$2,530 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $373,894 (51%)
You can enter any amount below - secondary financing will cover the difference if needed.
51%
$

You cover the entire equity of $373,894!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.34% Sellers Rate
$366,106
Your Cash:$373,894
Total Purchase Price:$740,000

Assumed vs Traditional Mortgage

Assumed @ 6.34%
$2,329/mo
Traditional @ 7.15%
$2,625/mo
You save $296/month ($3,552/year)

*Secondary financing rates are an estimated value based on input

Follow Us
HomeSmart
Agent/Broker
Sarah BrewerHomeSmart(719) 257-3753cosoldbysarah@gmail.comMLS 100088237

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than HomeSmart are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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